In the aftermath of a car accident in Summerville, it is vital to understand your rights and responsibilities. An unexpected collision can leave you feeling confused and overwhelmed, but knowing what steps to take can help protect your interests.
Firstly, remember that South Carolina operates under an “at-fault” system when it comes to car accidents. This means that the party responsible for causing the accident is also liable for any damages or injuries resulting from it. As such, their insurance company should cover these costs. However, if the at-fault party doesn’t have sufficient insurance coverage or if they are uninsured altogether, you may need to turn to your own insurance policy under uninsured or underinsured motorist coverage.
It’s important to know that you have the right to seek compensation for any damages incurred as a result of a car accident in Summerville. These damages could include medical expenses, property damage repair costs, lost wages due to time off work while recovering from injury, and pain and suffering caused by the incident.
You also have the right not only to file an insurance claim with either your own insurer or the other driver’s insurer but also file a personal injury lawsuit against the at-fault driver if necessary. The statute of limitations for filing this type of lawsuit in South Carolina is three years from the date of the accident.
However, bear in mind that South Carolina follows a comparative negligence rule which means that if you are found partially responsible for causing an accident; then any compensation awarded will be reduced proportionately according to your degree of fault. For instance, if you were 20% at fault and received $10,000 in damages; then your award would be reduced by $2,000 (20% of $10k).
Dealing with insurers after an automobile accident can be overwhelming as they often attempt minimizing payouts or denying claims altogether. Hence why legal representation is crucial — attorneys understand how insurers operate and can advocate on your behalf, ensuring that you receive the compensation you deserve.
Lastly, remember to always exercise your right to remain silent after an accident. Anything you say could potentially be used against you in a lawsuit or insurance claim dispute. It’s best to only provide basic information such as your name and contact details until you’ve consulted with an criminal defense attorney near me.
In conclusion, understanding your rights after a car accident in Summerville is fundamental for protecting yourself legally and financially. By knowing what steps to take and when to seek legal advice, you can navigate the aftermath of an accident more effectively.
Murphy Crantford Meehan
136 W Richardson Ave, Summerville, SC 29483
(843) 832-1120
